21st September 2011, 02:16 PM
Indeed there is no reason why some one should not be a self employed digger except the obvious one that nine times out of ten it is the employer trying to cut staffing costs. And how many self employed diggers out there have or can afford the level of insurance they really need? How many employers ask to see the insurance details of those they are taking on as self employed? ( I have a pretty high level of insurance public liability and professional indemnity and though It can be offset against tax it is a substantial sum of money)